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How Did You Earn Your First Million?

How Did You Earn Your First Million?

How did you earn your first million?

Here are the answers of our blog readers and forum members, first names provided to protect their privacy.

Side note: Join our newest Facebook Group: Filipino Financial Freedom Forum. Our mission: #FilipinoFinancialFreedom. Kalayaan!


Here are the answers:

Yes. Through Salary
Save and invest lang
Once malagpasan yung first million mas mabilis na yung 2nd.. 3rd etc
I started from 0 after grad and employee pa ako till now. But i saved money. First investments ko were in mutual funds. I made so many mistakes which I learned from. Until now invested pa ako sa Mutual Funds and UITF. Then last year I started a small business just to learn how to run one from my savings. I sold that business and started a bigger one. So.. my pattern is 1) save my salary 2) invest in securities 3) business.
– Jefferson

through business
– Elizabeth

to become a millionaire, number 1 requirement is to have a very good behavior in handling your emotion lalo sa money… have the habit of saving and then go a level higher by investing your savings. work smart to build your 1M
– Mon

During my first months business I never spent a part of its’ income to have a bigger capital. I just spent my husbands salary for our living expenses. I save as much as I can to increase capital. And it is like mutual funds compounding interest. The more you invest in business the more profit you get. I bank in my first million on the second year of doing business.
– Berna

When i graduated from college and got my first job as a teller in a bank, i bought shares of stocks in AEV (Aboitiz Equity Ventures), Jolibee and Filinvest. That was in the early 90s, (so i guess you already know how old i am). For AEV i spent 6k sa shares and sold it 20yrs later and got around 200k plus, for Jolibee i bought shares worth around 10k and sold it at 400k plus, for filinvest i spent 14k and sold it at 300k plus. I was able to receive a lot of stock dividends. Now i have investment in mutual funds. The key is to start early basta may extra save lang ng save, bili lang ng bili ng shares di mo mapapansin ang laki na pala,
– Corinne

The first million is the hardest. But it gets harder to get the same high percentage gains on the next millions. But it doesn’t matter much anymore. There is a level of comfort afterwards and the next millions are just a way to keep score and a love of the game. Hehe
– Ray

dugo, puyat at pawis..hehe.
– Taladro

Discipline is the key. Personally I am a Millionaire by Net Worth but by Liquid asset I am still half way to go. My formula is SAVE + INVEST/GOAL = NET WORTH. Save and invest monthly, and increase the savings and investment while I grow older therefore i find means to increase my Income or lessen my expenses. But I am also having fun because I also set aside fund for my leisure as my reward every time I hit my target goal and you will get addicted once you saw your funds growing faster than you expected but when tough time comes like economic down fall I prepare myself to be discipline enough. so if you are a beginner, Invest in your Financial Knowledge first, read books, attend seminar which Krissy also cater, be mentored by Expert and Experienced Investors, Trainers and Financial Planners, most of all act on it and apply. Do not be afraid to commit mistakes, it is a part of life to make us grow and succeed.

Personally, There are two ways on viewing the 1 M: The view of the Haves and The view of Have not. So when we look at 1M parang ang laki kapag nagsisimula pa lang tayo ang hirap maabot But once we have 1M our view changes which makes 1M seems too small. What matter most? is the 1M reason on achieving it, setting our goal in particular and enjoying the journey in reaching every goal we have.
– Lio

Earn, Save, and Invest din ang ginawa ko para maabot yung first million. Akala ko dati kapag may 1M ka na ok ka na. Ang liit na ng value ng 1M ngayon. Mahirap kitain at ipunin pero mabilis gastosin. 1M = 1 Brand new car
– Leo

Me, a million or more took me 14 years in the making. A definite plan and how to execute that plan is the main thing, I did.
– Ruperto

ako i earned 1m na from my salary…pero most of them nagastos din sa living expenses…ha ha ha
– Ricky

You earn your first million not by investing on any financial instrument but investing in yourself first .Building your competence and strengthening your character makes you more valuable. You are the most potent and powerful wealth making machine there is. Building your competence increases your productivity, market value, promotability and ultimately earning potential. If you are highly competent, you become highly bankable and employers will pay more just to get you into their company. Couple this with an attitude of consistently saving and investing and the first million will only be a matter of time.
– Abe

Husband and wife in Singapore, no kids, not breadwinners of either family, simpleng lifestyle lang, it was relatively easy for us. We got our first million peso within the first year of working here. Now working on our first million dollars (malayong lakbayin pa ito.)
– Zette

Thank you so much to all who responded! Hope you guys are able to pick some ideas from their answers =) If you want to join the discussion, get into our newest Facebook Group: Filipino Financial Freedom Forum. Our mission: #FilipinoFinancialFreedom. Kalayaan!

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Did you enjoy this post? Share with friends and start your journey together!

Got questions? Email krissy@moneylifeblood.net.

Still lost? Email krissy@moneylifeblood.net.

Do you want to receive more tips and strategies from me on various investments? Subscribe for free here. (You will be directed to a site to log your email address. I will not share with anyone your private contact details


P.S. Always check the latest posts at MoneyLifeBlood!

#FilipinoFinancialFreedom  #EveryFilipinoDeservesToBeFinanciallyFree                                

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