// archives

Archive for November, 2014

Active Income vs Passive Income: Is Living on Interest Attainable?

Active Income vs Passive Income Let us continue discussing the basics of personal finance. So far, we have discussed The Rule of 72 and The Magic of Compounding Interest. Now, let’s talk about these two kinds of incomes. How do we define active income vs passive income? Active income refers to your primary income from […]

The Magic of Compounding Interest

The Magic of Compounding Interest  It’s not at all a secret. It’s the world’s greatest invention as Albert Einstein puts it. But I’m not so sure if everybody makes good use of it. It’s compound interest, and though I know everybody knows that time is money, I’m not 100% confident to say that people actually […]

How to Double Your Money: Rule of 72

The Rule of 72 Let’s discuss basic personal finance concepts which you can use in your personal financial planning. One of the basic concepts is the Rule of 72. What is the Rule of 72? It is used to estimate how long it will take for your money to double at a certain interest rate. […]

Philippine Mutual Funds Performance Report: November 2014

Check out the November 2014 latest performance of mutual funds according to categories (equity/stock funds, money market funds, balanced funds and bond funds). Kindly click the image to view it clearly. To verify, you can hit 28 November 2014 here http://pifa.com.ph/factsfignavps.asp. Side note: Join our newest Facebook Group: Filipino Financial Freedom Forum. Our mission: #FilipinoFinancialFreedom. Kalayaan!         * […]

What are your plans for the next 5 years?

#5yrplan I’ve got amazing answers from people when asked about their plans for the next 5 years.Maybe some of you might not even have plans for next year, or for the coming week!Having a plan is definitely better than having no plan at all.What you visualize as dreams can turn out into reality =) How […]

Update on COL Model Portfolio as of 21 November 2014

If you are doing cost averaging and you are at the same time following Colfinancial.com‘s Model Portfolio, here’s our regular update on the stock prices: Note that the below COL Model Portfolio is based on the latest COLing the Shots report released last October 16, 2014 entitled Views on this correction by a veteran stock investor: As of Friday, November 21, 2014 here’s […]

Get FREE Pancake House Treats by using your EastWest Bank Credit Card!

Get FREE Pancake House Treats by using your EastWest Bank Credit Card! This Promo is open to EastWest Classic & Gold MasterCard and Visa, EastWest Platinum MasterCard, EastWest Dolce Vita MasterCard, EastWest Practical MasterCard and Hyundai MasterCard Credit Cardholders (“Cardholders”) in good credit standing*. EastWest EveryDay MasterCard credit cards are excluded from this promo. Promo […]

The Millionaire Series: Cristina Decena

https://youtube.googleapis.com/v/oR9hzgllfSs&source=uds I love this woman – if only I have the chance to meet her in person.She is a perfect example of a rags to riches story.A woman who proved that earning 1 million at age 20 is possible. Side note: Join our newest Facebook Group: Filipino Financial Freedom Forum. Our mission: #FilipinoFinancialFreedom. Kalayaan! Here’s an article from […]

Update on COL Model Portfolio as of 14 November 2014

If you are doing cost averaging and you are at the same time following Colfinancial.com‘s Model Portfolio, here’s our regular update on the stock prices: Note that the below COL Model Portfolio is based on the latest COLing the Shots report released last October 16, 2014 entitled Views on this correction by a veteran stock investor: As of Friday, November 14, 2014 here’s […]

Starbucks 2015 Planner: The Cost of Getting One and My Alternative

My planner love affair Are you excited? So am I! I’m not a coffee person by the way. My heart palpitates every time I drink coffee. And although I believe I must be drinking coffee to support our local farmers whose livelihood depends on the coffee industry, I opt to get the hot Milo drink […]